Local Lenders

Logical Tips for ALL Buyers seeking a home mortgage:

Take the necessary steps to qualify for a home mortgage loan. Get the FACTS & then plan your home purchase accordingly!


Get Pre-Qualified!
Before you actually start to schedule showing appointments, make an appointment to meet face-to-face with your local banker or mortgage broker.

“Time waits for no one!”
Buyers are facing fewer options due to lower levels of active listings in today’s market. Knowing what YOU can afford & having your pre-approval loan letter in-hand greatly increases YOUR odds of buying the home of your dreams!


Local lenders know the territory!
Local lenders know the current real estate values in each area & subdivision throughout the Roaring Fork Valley.

Local lenders provide sound, professional advice!
Loan approval is based on what YOU can actually afford and what, in reality, it takes for you to get mortgage loan approval in today’s market. There will be no surprises by working with the local lenders.

Local Lenders consider your personal needs and circumstances!
YOU are not just a name and number – YOU are a person with individual needs and circumstances. Local lenders will offer you financing options based on your personal situation, your credit worthiness & within your budget constraints and income parameters.

Local Lenders can answer all of your questions!
Working one-on-one with a local lender in a private setting ensures that YOU understand all financial obligations & legalities.

Local Lenders & Title Companies will provide you with secure email delivery!

Protect your confidential financial & credit history so NO ONE, except YOU and your lender, can access your private information.

BUYERS BEWARE! Protect YOUR personal Identity and confidential credit history!

Never provide your personal financial data and credit history to a total stranger, sight unseen!

Never trust the most expensive purchase in your life to an unknown Internet lender! They may not be who or what they say they are, nor are they likely to consider your personal circumstances like local lenders tend to do!

Local lenders you can count on!

Please feel free to consult with and use any lender you want. The below local lenders are client focused loan specialists that you can trust.


Lynne Billac

“Local Mortgage Loan Officer helping borrowers acquire funding for purchase or construction of dream homes in all 50 states!” “I’m passionate about helping you find the loan that best fits your goals and dreams!”

US Bank Home Mortgage Loan OfficerDirect: (970) 948-2453‬
Office: (970) 544-3206‬
Email: Lynne.Billac@usbank.com
420 E Main Street, Aspen, CO 81611


Kathie Jacox

Wells Fargo Home Mortgage Loan Officer

“Buying a home can be one of the most stressful processes a person can go through. I take pride in educating buyers throughout the home buying process, by explaining the options available and the steps needed to obtain financing. I feel my edge is having one of the nation’s largest lenders behind me, yet being local and understanding the nuances of our unique market. I have lived in the Roaring Fork Valley for 32 years; I am here to help you achieve your next purchase with a smile on your face.”

Direct: (970) 704-1852
Cell: (970) 948-3027
Fax: (866) 358-0241
Email: kathie.jaycox@wellsfargo.com
326 Highway 133, Suite 150, Carbondale, CO 81623
NMLSR ID 413704 | MAC C7420-010


Scott Wagner

Cornerstone Home Lending Mortgage Loan Originator

We strive to make a positive difference in the lives of others by providing a completely transparent and consultative mortgage lending experience.”

Direct: (760) 500-2123
Office: (970) 945-2008
Email: swagner@houseloan.com
817 Colorado Ave, Suite 102, Glenwood Springs, CO 81601


Randy Diers

ANB Bank President

“ANB Bank is a full service community bank that offers many competitive banking products to meet your needs. We are vested in our community and take pride in delivering great customer service. I welcome the opportunity to meet you, understand your unique situation and help find the right solutions to meet and exceed your financial needs and expectations. Please call me to get your questions answered and thank you for considering ANB Bank!”

Direct: (970) 528-1278‬
Office: (970) 945-8511
Email: randy.diers@anbbank.com
2624 Grand Avenue, Glenwood Springs CO 81601